A Consumer Resource Site Sponsored And Maintained By VERIFIED Mortgage Professionals Dedicated To Making A Difference
How To Use This Site
Understand Mortgage exists as a valuable educational resource for those wanting to learn more about the the mortgage lending process.  Considering that a Mortgage is likely to be the biggest financial move most will make in their lives, educating yourself on the process make a lot of sense!  This site is full of valuable resources that will help you understand the entire mortgage lending process. From Mortgage 101 content to more advanced information on points, different loan types, helpful tips from real pros on saving money, mortgage options, mortgage payment calculator and how to find a VERIFIED Mortgage Professional. 
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What's the cost of Waiting for Housing to Drop?
The Mortgage Industry Is Full Of GOOD Mortgage Originators.  
Luckily, We Know Where The GREAT Ones Are!
 Check Out Our Mortgage Advice From Real Mortgage Pros  
Ask Amy:
With over 28 years of experience, I am happy to help borrowers finance the "American Dream." From buying your first home with down payment assistance to refinancing. My experience in management, loan operations and personal client relationships allows me to advise and guide clients through the loan process resulting in a well educated home loan experience. When referring clients to me, rest assured you are sending them to someone with demonstrated knowledge in various Conventional, FHA and VA loan types. I can assist clients in California, Nevada and Arizona. My expertise is in the various government bond and down payment assistance programs. 

Amy has been thoroughly vetted by past clients and has achieved the status of VERIFIEDmlo.  Currently, less than 1% of mortgage professionals are qualified to use this designation. 

Can I qualify To Buy A Home If I Earn Commission Income?
I get asked often, "Can I purchase a home if I receive commission income?"

The answer is yes!  However, the guidelines are quite specific as to how much can be counted and what percentage of ownership is if you are also an owner. 

Don't be discouraged, I am here to help and as a VERIFIEDmlo, I am committed to assisting in any way I can.  Check out this message relating to the posted question and feel free to reach out to me.
More Helpful Tips From Amy
Linda's Mortgage Minute:
I have been in the mortgage industry for 35 years. I love working with people and helping them purchase their first or subsequent home, nothing is more satisfying than helping realize their dreams of home ownership. I keep my clients up to date on their loan during the process and council them on their best options to meet their financial goals. I will take the time to explain the transaction and walk you through it so that you understand it. I specialize in first time home buyer programs like FHA, VA, Rural Housing, Indiana and Michigan Housing. .

What's the Cost Of Waiting?
I also specialize in Renovation loans and manufactured housing. I have the experience to know ins and outs of loan programs and how to structure your loan to get approval.  
As a VERIFIEDmlo, I am committed to assisting you in any way I can to make your Home Ownership DREAM come true: do me a favor, check out this “Old” guy in the video and reach out to me with any questions.

Linda has been thoroughly vetted by past clients and has achieved the status of VERIFIEDmlo. Currently, less than 1% of mortgage professionals are qualified to use this designation.
Ask Tompkins:
With a tenured background in residential lending under a big bank working in all 50 states, Alex has a high level of experience working with home purchase, refinance and home equity mortgage needs. His commitment to a higher standard of communication with customers and partners helps lead to peace of mind in a mortgage process that can often times be confusing and stressful. Alex is currently licensed in Arizona, California and Oregon and is ready to assist with any mortgage need. 
Should I rent or buy?
If you are thinking about purchasing a home, waiting could cost you thousands more.  

Rates are low, prices are on the rise!  Let me help you determine if purchasing a home makes sense for you.  It's a free consultation with nothing to lose and much to gain.

Contact me, I would love to assist you and answer any questions you may have.


More Tips From Alex
Do I Need A Big Down Payment To Buy A Home?
My clients always ask, “What is going to be my down payment requirement?”

Excitedly I answer, I have numerous programs that allow you to make a down payment as low as ZERO! The guidelines for these programs vary and income and credit restrictions often come into play! 

As a VERIFIEDmlo, I am committed to assisting you in any way I can to make your Home Ownership DREAM come true: do me a favor, check out this “Old” guy in the video and reach out to me with any questions.

Brian's Best:
Ah! May of 1974, seems like yesterday, but that’s when I 1st started in finance and mortgage lending - WOWSA! I have always thought of myself as a “DREAM MAKER” as opposed to a loan officer because making your dream of home ownership come true is my passion! I work with ALL types of clients who desire that wonderful feeling of calling a house their “HOME."
I offer advice on the qualification process and walk my clients through the maze of questions and concerns of buying their DREAM HOME!

Brian has been thoroughly vetted by past clients and has achieved the status of VERIFIEDmlo. Currently, less than 1% of mortgage professionals are qualified to use this designation.
Gaby's Great Advice:
Gaby has been thoroughly vetted by past clients and has achieved the status of VERIFIEDmlo. Gaby is licensed to originate mortgage loans in the state of TX.  Currently, less than 1% of mortgage professionals are qualified to use this designation. 
Mortgage Loans Are Like Puzzles
If you are looking for a home loan, you should know that not all mortgage loans and not all mortgage professionals are the same.  Most times finding the right loan to help you reach your goal of home ownership is like trying to complete a jigsaw puzzle.

Without the full picture - it's almost impossible to complete! 


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